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Finance: grants, caps and the shortfall

Help & AdviceReading time approx 1 min

Grant values are calculated against set rates, which may not reflect the real cost of a rebuild in your area. Where there is a shortfall, families sometimes need to arrange finance to bridge the gap.

This page explains how grant caps work, the costs that commonly sit outside them, and the questions to ask before works begin.

We do not offer financial advice, but we can help you understand the scheme and find independent support.

Sources

  1. About the Enhanced Grant Scheme for Defective Concrete Blocks (opens in a new tab)Clare County Council · clarecoco.ie · checked 24 Sept 2026Grant cap and the costs the grant covers.
  2. Updates on interim remediation stage payments, engineers’ report fees and ancillary grants (opens in a new tab)Donegal County Council, June 2024 · donegalcoco.ie · checked 24 Sept 2026
  3. Call for changes to defective blocks grant scheme (opens in a new tab)RTÉ News, 1 November 2023 · rte.ie · checked 24 Sept 2026MEPs on the upfront costs and access to credit homeowners face.
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